Bank of AJK Jobs 2026 - Management Trainee Officer MTO

About the role

The Bank of Azad Jammu & Kashmir (BAJK) invites applications for Management Trainee Officers (MTOs). BAJK is a commercial bank operating across the State of Jammu & Kashmir through a network of 93 branches. It is wholly owned by the Government of Azad Jammu & Kashmir.

The bank mobilizes private savings and public funds for productive activities. Its mandate includes promoting industrial, agricultural, rural microfinancing and other socioeconomic activities through participation by the private and public sectors, while creating employment opportunities.

Posts and vacancies

• Management Trainee Officers (MTOs)

Eligibility

Applicants must hold a master's degree or have completed 16 years of education in Banking, Finance, Commerce or an equivalent discipline from a local or foreign university or institute recognized by the Higher Education Commission (HEC).

The minimum academic requirement is a CGPA of 3 out of 4 or 4 out of 5, depending on the institution's grading system. Where a GPA system does not exist or is not applicable, a percentage of marks equivalent to these CGPA requirements will be considered.

Candidates must be at least 18 and no more than 28 years old at the time of application.

How to apply

Eligible candidates should complete the online application form available through www.bankajk.com and https://nibaf.sbp.org.pk/career.html

The following documents must also reach the Examinations Division within the application period:

• A copy of the applicant's CNIC.

• A hard copy of the application acknowledgement email.

• The original deposit slip or pay order for Rs. 500.

Send these documents to Examinations Division, NIBAF-P, M. T. Khan Road, Karachi 74200, Pakistan. The pay order must be payable to National Institute of Banking and Finance, Pakistan.

Applications submitted in person will not be accepted. Applications sent directly to BAJK will also not be accepted because they do not follow the prescribed procedure.

For queries and details, contact the Bank of Azad Jammu & Kashmir at +92-5822-920532 or +92-5822-920778.

Important dates

The application period is 15 days from publication, making the closing date 28 November 2026. The required supporting documents must also reach the Examinations Division within this period.