About the role
Zarai Taraqiati Bank Limited (ZTBL), an AAA-rated specialized financial institution with a network of over 500 branches, invites applications from energetic, challenge-oriented professionals with a proven track record. The bank seeks candidates capable of contributing to its transformation in a challenging environment.
Posts and vacancies
There is one vacancy for each of the following eight posts:
Head Business Department — SVP-I/SVP
Lead business expansion through deposit mobilization, low-cost current and savings accounts, and the export sector. Develop strategies to meet business targets and service standards, and implement business plans and KPIs with Regional and Branch management. Focus on customer growth, portfolio quality and revenue performance. Monitor assets and liabilities, service delivery, customer feedback, Islamic banking products and services, brand awareness and branch business performance. Review Regional Management service quality, training needs, facilities and other issues affecting customer service. Perform other tasks assigned by management.
Head Planning & Research Department — VP/SVP-I
Develop linkages with academia, research institutions and agriculture departments. Coordinate local and international funding agencies, donor missions and government financial assistance activities, and provide technical assistance for directives of the Board of Directors and higher management. Conduct research to support potential areas and activities that improve the bank's financial standing. Lead corporate strategic research, surveys and policy papers concerning agriculture, banking and rural development. Analyze working capital, financial soundness, commercialization, climate-smart agriculture and rural poverty alleviation. Prepare Board and policy briefs for the President's Annual Report, Business Plan and regulators. Guide preparation of Board briefs and agendas, oversee departmental administration and implementation of directives, and ensure timely regulatory reporting and compliance. Perform other tasks assigned by management.
Head Staff Relation & Welfare Department — VP/SVP-I
Ensure timely implementation of decisions by the competent authority in a proper manner. Dispose of efficiency and disciplinary cases promptly, maintain liaison with the Police Coordination and Database Unit, and conclude cases arising from employee funds as required by rules and regulations. Ensure timely compliance with assigned tasks and perform other duties assigned by management.
Head Fraud Prevention Unit — OG-I/AVP-I/AVP
Develop and maintain a Management Information System covering fraud-related records from all bank offices, including field offices. Prepare periodic reports and statements on fraud, forgery and embezzlement, including recovery status, for the State Bank of Pakistan (SBP) and other relevant internal and external forums. Liaise with SBP, law enforcement agencies, investigative authorities and other forums to facilitate investigations and timely recovery of misappropriated funds and assets. Prepare, review and update the bank's Fraud Prevention Policy in accordance with regulatory requirements and SBP guidelines. Perform other duties assigned by management.
IT Finance Manager — AVP-I/AVP
Drive financial governance, strategic budgeting and cost optimization for IT initiatives. Lead end-to-end planning, forecasting and monitoring of capital expenditure and operating expenditure using financial resources in line with the bank's overall technology strategy and business priorities. Evaluate complex financial data, SLAs, licence agreements and vendor contracts to minimize financial risks and streamline allocations and investments. Manage project-related payments and commitments while ensuring zero-default deviations, and coordinate across Finance, Procurement, IT and external vendors. Apply enterprise resource planning and budgeting expertise, including financials and supplier management, vendor payable variance analysis, high-level executive reports and forward-looking cost projections. Support cost optimization, operational excellence and financial control. Perform other tasks assigned by management.
Front Office Dealer (Islamic) — OG-I/AVP-I/AVP
Execute Shariah-compliant Islamic money market transactions, including placements, investments and funding arrangements under approved Islamic banking products and procedures. Manage Islamic Treasury investments in eligible Shariah-compliant instruments, including Government of Pakistan Ijara Sukuk and other approved instruments. Monitor Islamic money market rates, liquidity and economic conditions. Manage the bank's Islamic Treasury liquidity position, comply with borrowing limits and regulatory requirements, and maintain working relationships with Islamic banks and financial institutions. Ensure transactions comply with Islamic banking regulations, approved Shariah principles and internal policies. Coordinate with the Islamic Treasury Back Office for timely confirmation, settlement, reconciliation and record maintenance. Monitor developments and recommend investments, comply with approved investment policies and risk limits, and perform other assigned tasks.
Front Office Dealer (Conventional) — OG-I/AVP-I/AVP
Execute money market transactions, including placements, borrowings and investments, within the bank's approved policies and limits. Monitor rates, liquidity and economic conditions to identify opportunities. Manage liquidity and comply with internal limits and regulatory requirements. Maintain relationships with commercial banks and other financial institutions. Monitor market movements and recommend investments. Ensure timely execution, confirmation and coordination with the Back Office. Maintain transaction records and comply with SBP regulations, internal policies and the risk management framework. Perform other assigned tasks.
Database Administrator (Oracle, MSSQL & MySQL) — AVP-I/AVP
Administer and monitor the performance of host and databases. Work with Oracle RAC/Single Instance, Microsoft SQL Server and MySQL, assisting with data migration projects, database upgrades and system integrations. Perform database tuning, query optimization and troubleshooting. Use backup and disaster recovery technologies including conventional methods, RMAN, Active Data Guard and GoldenGate. Handle database installation, upgrading, patching, management and security, including RAC instances. Work with Linux administration and shell scripting, and administer and manage MS SQL Server and MySQL. Perform other assigned tasks.
Eligibility
All posts require at least a bachelor's degree from a Higher Education Commission (HEC)-recognized institute or university, whether national or international.
- Head Business Department: Minimum 12 years of experience in Islamic banking.
- Head Planning & Research Department: Minimum 10 years of experience in banks or financial institutions.
- Head Staff Relation & Welfare Department: Minimum 12 years of experience in banks or financial institutions.
- Head Fraud Prevention Unit: Minimum five years of experience in banks or financial institutions.
- IT Finance Manager: Minimum eight years of relevant professional experience. Candidates must have proven experience as a Technical Manager in a reputable organization, including technical data, IT budgeting, allocations, forecasting, analysis, utilization and reporting. Knowledge of ERP, Hyperion or a similar budgeting tool is required.
- Front Office Dealer (Islamic): Minimum five years of relevant experience. Preference will be given to candidates with experience in Treasury, Money Market or Financial Markets.
- Front Office Dealer (Conventional): Minimum five years of relevant experience. Preference will be given to candidates with experience in Treasury, Money Market or Financial Markets.
- Database Administrator: Minimum eight years of relevant professional experience.
The maximum age on the application closing date is 50 years for VP-I/VP/SVP-I/SVP grades and 40 years for OG-I/AVP-I/AVP grades. Market-competitive remuneration will be offered. ZTBL is an equal opportunity employer; women and persons with disabilities are encouraged to apply.
Applicants convicted by a court of law are ineligible. Applicants dismissed, removed or terminated by previous employers for any reason, including disciplinary grounds, are also ineligible.
How to apply
Interested candidates may apply online through https://www.ztbl.com.pk/jobs by 20 November 2026. Applications submitted after the due date will not be considered.
Only shortlisted candidates will be called for interview. No travel or daily allowance will be admissible for interviews. The bank reserves the right to accept or reject any application without assigning a reason.
For related queries, contact the Head, Recruitment & Appointment Division, ZTBL Head Office, Islamabad, at 051-9252724.
Important dates
- Application deadline: 20 November 2026.
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