Senior Manager – Credit Policy (AVP/VP)

About the role

National Bank of Pakistan (NBP) is seeking an experienced professional for its Risk Management function in Karachi. The Senior Manager – Credit Policy will report to the Wing Head, Credit Policy Wing, Credit Risk Management Division.

NBP supports financial well-being, sustainable growth and inclusive development through its local and international branch network. The Bank aims to develop into a future-fit, agile and sustainable institution.

Main duties and responsibilities

• Prepare periodic Management Information System (MIS) reports for senior management and the Board of Directors covering key areas of credit approvals, in line with the Bank's approved policies and regulatory requirements.

• Coordinate with relevant business and support units to obtain complete and accurate data on time, ensure consistency and resolve discrepancies before submission deadlines.

• Prepare agenda papers and presentations for submission of credit-related MIS to senior management and the Board, highlighting key trends, exceptions and areas requiring management attention.

• Maintain documentation and records of MIS submissions, supporting data and committee minutes.

• Collect, consolidate and analyse MIS on Seasonal Financing Products and share it with the line manager.

• Review and revise credit approval documents, including credit approval memoranda, approved financial analysis templates and facility offering templates, in coordination with relevant stakeholders.

• Suggest improvements to the credit approval process.

• Support the development, maintenance and revision of the Bank's credit policies and procedures, ensuring safe, sound and compliant lending processes that support responsible business growth.

• Guide relevant functions across the Bank on credit policies and procedures to facilitate consistent implementation.

• Coordinate with internal and external audit and compliance teams on data validation, report verification and other audit queries.

• Perform other assignments assigned by supervisors.

Posts and vacancies

• Senior Manager – Credit Policy (AVP/VP)

• Duty station: Karachi

• Reporting line: Wing Head, Credit Policy Wing, Credit Risk Management Division

Employment will be on a three-year contractual basis, renewable at management's discretion. Selected candidates will receive a compensation package and other benefits under the Bank's policy and rules.

Eligibility

Candidates must have at least a graduate qualification or equivalent from a local or international university, college or institute recognized by the Higher Education Commission of Pakistan. Preference will be given to candidates with a master's degree and/or relevant professional qualifications such as Data Analytics, CFA, FRM, ACCA or ICMA.

At least six years of banking experience in corporate, commercial and/or SME lending is required, either on the business side and/or in risk management at a commercial bank.

Required skills and knowledge include:

• Attention to detail in ensuring data accuracy, maintenance and confidentiality.

• Data and portfolio analysis.

• Proficiency in Microsoft Office Suite.

• Sound understanding of credit policy and State Bank of Pakistan regulations.

• Good analytical, data management and problem-solving skills.

NBP is an equal opportunity employer and welcomes applications from qualified individuals regardless of gender, religion or disability.

How to apply

Apply online at https://nbp.rozee.pk/ by following the instructions on the website.

Only shortlisted candidates who strictly meet the basic eligibility criteria will be invited for panel interviews. No travel or daily allowance will be admissible for interviews. Applications received after the due date will not be considered.

Important dates

Applications must be submitted within 10 working days of the publication date of 1 November 2026. The calculated closing date is 13 November 2026.