Special Assets Management Vacancies at National Bank of Pakistan

About the role

National Bank of Pakistan is seeking talented, dedicated and experienced professionals for its Special Assets Management operations. The Bank supports financial well-being, sustainable growth and inclusive development through its local and international branch network and aims to become a future-fit, agile and sustainable institution.

These positions are offered on a three-year contract, which may be renewed at management's discretion. Selected candidates will receive a compensation package and other benefits under the Bank's policies and rules.

Posts and vacancies

1. Wing Head - Legacy Portfolio Management (North) (VP / SVP)

Location: Lahore. Reports to: Divisional Head - Special Asset Management - North.

Responsibilities include:

• Assist the Divisional Head with budgets, set and assign targets to Relationship Managers, and develop strategies to address target shortfalls.

• Review the financial health of rehabilitated relationships and develop contingency plans to meet current targets.

• Review active cases and identify further cases for attention.

• Negotiate with obligors and liaise with the Legal department to resolve complications and protect the Bank's interests.

• Resolve queries from other groups, the State Bank of Pakistan (SBP) and obligors, and coordinate project improvements with obligors.

• Review target positions and financial models to assess project rehabilitation needs.

• Discuss task progress with Relationship Managers and review subordinate deadlines to ensure efficiency.

• Monitor repayments and successful closure of approved relationships, and review the progress of relationships held by the Legacy Portfolio Management Wing.

• Review credit proposals and submit them to DH, GC, CRO and MCC on time.

• Address customer audit queries within the required time and coordinate with the Credit Administration Division on implementation and documentation of approved rehabilitation.

• Discuss implementation of Prudential Regulations, SBP requirements and Bank policies with project teams.

• Build relationships, secure annual recoveries and formulate the following year's recovery plan.

• Conduct annual appraisals of reporting staff and undertake other assignments from supervisors.

2. Unit Head - SME Bank & MIS (AVP / VP)

Location: Lahore. Reports to: Wing Head - SME Bank & MIS.

Responsibilities include:

• Assist the Wing Head in developing and implementing remedial strategies for the Bank's non-performing portfolio.

• Collect, process and formulate quarterly data, and help resolve discrepancies and internal audit queries relating to these returns.

• Review proposals for out-of-court settlements, rehabilitation, restructuring and rescheduling for approval.

• Analyze write-off and waiver cases and process them for approval.

• Implement approved rescheduling and restructuring in accordance with Bank policy and SBP regulations.

• Supervise financial reviews of assigned accounts to identify risks, recovery prospects, business opportunities and potential exposure, and provide recommendations for credit and recovery decisions.

• Manage legal reviews with the Legal Division and Credit Administration Division, including preparation and execution of action plans.

• Direct team members, allocate responsibilities, monitor performance and coordinate with internal stakeholders to achieve recovery, rehabilitation and portfolio management targets.

• Supervise the preparation, review and timely submission of portfolio MIS, management reports and analytical updates covering developments, recovery performance, outstanding exposures, risk indicators and action-plan progress.

• Ensure compliance with SBP Prudential Regulations and the Bank's credit policies, procedures, delegated authority framework and other guidelines.

• Undertake other assignments from supervisors.

3. Relationship Manager - Impaired Portfolio Management (North) (AVP)

Location: Lahore. Reports to: Wing Head - Impaired Portfolio Management - North.

Responsibilities include:

• Assist in developing and implementing remedial management strategies for the Bank's non-performing portfolio.

• Prepare proposals for out-of-court settlements, rehabilitation, restructuring and rescheduling for approval.

• Analyze write-off and waiver cases and process them for approval.

• Implement approved rescheduling and restructuring in accordance with Bank and SBP regulations.

• Conduct financial reviews of assigned accounts to identify risks and opportunities supporting credit decisions.

• Conduct legal reviews with the Legal Division and Credit Administration Division, and prepare and execute action plans where required.

• Make calls in coordination with the respective heads and maintain call plans and logs to preserve an auditable trail.

• Prepare MIS for the assigned portfolio.

• Ensure compliance with external requirements, including SBP Prudential Regulations, and internal credit policies.

• Undertake other assignments from supervisors.

4. Regional SAM Coordinator - Small & Medium Recovery Wing (South) (AVP)

Location: Hyderabad. Reports to: Wing Head - Small & Medium Recovery Wing - South.

Responsibilities include:

• Contribute to recovery strategies for targets assigned by the competent authority.

• Recover loans covering SME, commercial, agriculture, Islamic and non-program-based products.

• Meet Branch Managers, the Wing Head SME Portfolio and regional management about defaulters and litigation matters.

• Review the portfolio, coordinate loan recovery with customers and maintain annual recovery sheets and MIS.

• Follow up with borrowers for timely monthly or quarterly installment payments.

• Coordinate with the Wing Head to meet defaulters, the Legal Division and external agencies to resolve non-performing loan recovery issues.

• Discuss monthly performance and outstanding recoveries with the respective Wing Head.

• Achieve management's recovery targets and follow SBP Prudential Regulations, the Recovery Policy and Credit Policy Manual when settling or restructuring accounts.

• Ensure compliance with banking laws, regulations, instructions and procedures.

• Negotiate potential settlements with defaulters in coordination with the Wing Head.

• Participate in monthly meetings with the Wing Head and coordinate with the Regional Manager for smooth Special Assets Management Group operations.

• Follow up with branches on charge-offs and maintain comprehensive files and records for daily operations.

• Address internal and external audit requirements and observations, and implement measures to prevent recurrence.

• Complete processes within the required turnaround time, follow Bank standard operating procedures and undertake other assignments from supervisors.

Eligibility

All four positions require at least graduation or an equivalent qualification from a local or international university, college or institute recognized by the Higher Education Commission of Pakistan. Candidates with a master's degree and/or relevant professional certifications will be preferred.

Wing Head - Legacy Portfolio Management (North): At least eight years of banking and/or financial institution experience, including at least four years in a managerial and/or supervisory role in recovery, risk management, legacy portfolio management and SBP coordination. Candidates with recovery and Special Assets Management experience will be preferred. Required skills include awareness of relevant SBP Prudential Regulations, effective communication and interpersonal skills, analytical ability, teamwork, MS Office proficiency, and the ability to prioritize and complete tasks within strict deadlines.

Unit Head - SME Bank & MIS: At least six years of banking experience, including three years managing recovery and/or SME portfolios. Candidates must have sound knowledge of retail and Special Assets Management portfolios, awareness of SBP Prudential Regulations and MS Office proficiency.

Relationship Manager - Impaired Portfolio Management (North): At least six years of banking experience, including three years managing and/or dealing with recovery portfolios. Candidates must have sound knowledge of retail and Special Assets Management portfolios, awareness of SBP Prudential Regulations and MS Office proficiency.

Regional SAM Coordinator - Small & Medium Recovery Wing (South): At least six years of banking experience, including three years managing and/or dealing with recovery portfolios. Candidates must have sound knowledge of retail and Special Assets Management portfolios, awareness of SBP Prudential Regulations and MS Office proficiency.

National Bank of Pakistan is an equal opportunity employer and welcomes applications from qualified individuals regardless of gender, religion or disability.

How to apply

Visit https://nbp.rozeegpt.ai/ and apply online following the instructions on the website.

Only shortlisted candidates who strictly meet the basic eligibility criteria will be invited for panel interviews. No travel or daily allowance will be admissible for interviews. Applications received after the deadline will not be considered.

Important dates

Applications must be submitted within 10 working days of 25 October 2026, corresponding to 6 November 2026.