About the role
The Head Credit will lead credit review, portfolio assessment and credit policy development activities for retail, unsecured consumer and agricultural lending. Key responsibilities include performing periodic credit reviews, recommending corrective actions across regions, enhancing MIS reporting and business intelligence tools, supporting core banking integration, and handling other assignments as directed by senior management. The role requires review and maintenance of policies and product programme documentation, assessment of portfolio risk, review of policy exceptions and preparation of credit approval packages.
Posts and vacancies
(No number of vacancies or pay scale specified in the advertisement.)
Eligibility
- Master's degree or a relevant professional certification from a recognized institution.
- Minimum 3 years of banking experience noted in the advertisement, with preference for candidates having additional years of banking experience and at least 4 years in unsecured lending.
- Experience or familiarity with intelligence and/or data analytics and/or project management, interpretation and problem solving.
- Sound knowledge of unsecured consumer and retail collections, agricultural financing and related market dynamics.
- Experience in housing finance and auto finance is preferred.
- Familiarity with core banking systems and related reporting/automation tools is required.
- Candidates must be prepared to perform other assignments as assigned by the supervisor.
- NO TA/DA will be admissible for interview.
How to apply
(The advertisement does not provide application submission instructions or contact details.)
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