About the role
National Bank of Pakistan (NBP) is seeking talented, dedicated and experienced professionals for its Risk Management functions. The bank operates through a local and international branch network and supports sustainable growth and inclusive development.
Employment will be on a contractual basis for three years, renewable at management's discretion. Selected candidates will receive a compensation package and other benefits according to the bank's policies and rules.
NBP is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion or disability.
Posts and vacancies
Credit Officer (OG-II / OG-I)
Posting locations: Gujranwala and Sheikhupura.
Reports to: Regional Executive – Credit, Credit Risk Management Division.
Responsibilities include:
- Supporting the Regional Executive Credit in reviewing and analysing SME and agricultural credit proposals, including quantitative analysis and climate-related risks.
- Analysing working capital and financing requirements for SME, commercial and agricultural segments, including production, development and seasonal financing.
- Complying with internal policies and regulatory guidelines.
- Structuring credit limits according to borrowers' actual requirements and the collateral offered.
- Helping resolve internal and external audit observations.
- Coordinating with business groups for clarification and relevant information.
- Understanding farm and non-farm credit lifecycles, green banking, and environmental, social and climate-related risks.
- Performing other assignments given by supervisors.
Processing Officer (OG-II / OG-I)
Posting location: Karachi.
Reports to: Wing Head – Credit Policy Wing, Credit Risk Management Division.
Responsibilities include:
- Collecting, compiling, verifying and maintaining industry-related information and data from internal and external sources.
- Coordinating with relevant departments to collect and consolidate information when required.
- Assisting the Unit Head with industry research, identifying emerging trends, and preparing industry-specific reports and analytical presentations.
- Maintaining and updating databases, MIS records, report archives and related documentation to ensure accuracy and accessibility.
- Preparing periodic MIS, dashboards and other reports within prescribed timelines.
- Performing other assignments given by supervisors.
MIS Officer (OG-II / OG-I)
Posting location: Karachi.
Reports to: Unit Head MIS, Enterprise Risk Management Division.
Responsibilities include:
- Assisting with the preparation, automation and maintenance of Credit Risk MIS, reports and dashboards.
- Collecting, organising and validating data from relevant sources, including basic checks and reconciliation for accuracy and completeness.
- Supporting the automation and improvement of manual reports and processes to improve reporting efficiency and timeliness.
- Coordinating with relevant departments, IT and field units for data collection, MIS requirements, system enhancements and resolution of data-related issues.
- Assisting with periodic management and regulatory MIS and supplying data and information for audits and other reporting requirements.
- Performing other assignments given by supervisors.
Eligibility
Credit Officer
Applicants must have at least a graduation degree or equivalent from a local or international university, college or institute recognised by the Higher Education Commission of Pakistan, preferably with an accounting or finance background. Candidates with a master's degree in finance or economics, or an ACCA qualification, will be preferred.
At least two years of experience is required in commercial or SME banking, either on the business side or in risk management at a commercial bank.
Required skills include credit analysis, financial statement analysis, knowledge of SME, commercial and agricultural financing products, understanding of different types of collateral, awareness of SBP Prudential Regulations, good interpersonal skills and proficiency in MS Office.
Processing Officer
Applicants must have at least a graduation degree or equivalent from a local or international university, college or institute recognised by the Higher Education Commission of Pakistan. A master's degree or a relevant certification, such as CFA, will be preferred.
At least two years of experience is required in Data Analytics and MIS, industry research or similar roles at a commercial bank or credit rating company.
Applicants should have strong analytical, data management and problem-solving skills, good communication skills and the ability to present information clearly. Proficiency in MS Office Suite, data management, data analytics and financial research tools is required.
MIS Officer
Applicants must have at least a graduation degree or equivalent from a local or international university, college or institute recognised by the Higher Education Commission of Pakistan, preferably in economics, finance, data analytics, statistics, mathematics or risk management. Candidates with a master's degree or a professional certification such as FRM, CFA, PRM, CA, ACCA or an equivalent qualification will be preferred.
At least two years of experience is required in banking, risk consultancy or financial services, including at least one year in risk management, data analytics, MIS or related functions.
Applicants should have a basic understanding of enterprise risk management principles, IFRS 9, the Basel framework, State Bank of Pakistan Prudential Regulations and global risk management best practices. Proficiency in MS Excel, PowerPoint, data analytics, visualisation and Business Intelligence tools will be preferred. Candidates must be able to work with cross-functional teams and manage deadlines.
How to apply
Visit https://www.sidathyder.com.pk/careers and apply online according to the instructions on the website. Applications must be submitted within 10 working days of publication. Applications received after the due date will not be considered.
Only shortlisted candidates who strictly meet the eligibility criteria will be invited for a test and/or panel interview. No travel or daily allowance will be admissible for the test or interview.
Important dates
- Publication date: 15 November 2026.
- Application period: Within 10 working days of publication.
- Closing date: 27 November 2026.
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