Risk Management Vacancies at National Bank of Pakistan

About the role

National Bank of Pakistan (NBP) is recruiting experienced professionals for roles in the area of Risk Management based at Karachi. The appointments are on a contractual basis for three years, renewable at the discretion of management. Selected candidates will be offered a compensation package and other benefits as per the Bank's policy. Only shortlisted candidates strictly meeting the advertised eligibility criteria will be invited for a test and/or panel interview.

Posts and vacancies

• Officer Risk Review (OG-II / OG-I)

- Location: Karachi - Reporting to: Wing Head - Risk Review - SME Risk and RMG HR & Administration Division - Outline of main duties: independent review of SME and Commercial credit approvals processed under delegated authorities; risk-based post-approval reviews for compliance with internal credit policies and SBP Prudential Regulations; identify policy deviations, documentation deficiencies, underwriting weaknesses and emerging portfolio risks; monitor closure of risk review observations and implementation of corrective actions; other assignments as directed by supervisor.

• Credit Analyst (OG-B / OG-1)

- Location: Karachi - Reporting to: Wing Head - Risk SME - SME Risk and BMG HR & Administration - Outline of main duties: analyze credit proposals and assess obligor creditworthiness using cash flows and financial statements; conduct due diligence and security assessments; prepare recommendations for approval; provide portfolio analysis and assist in audits; other assignments as directed by supervisor.

• Processing Officer (OG-III / OG-II)

- Location: Karachi - Reporting to: Chief Credit Officer - Retail & Program Lending Division - Outline of main duties: manage divisional calendar and daily office operations; prepare, track and file approval notes, memos and regulatory documents; maintain electronic and physical filing systems; coordinate staff logistics and track divisional expenses; support hiring workflows and liaison with internal and external stakeholders; other assignments as directed by supervisor.

Eligibility

• General: All educational qualifications must be from institutions recognized by the Higher Education Commission (HEC) of Pakistan. Candidates having a Master’s degree and/or relevant certifications will be preferred across roles.

• Officer Risk Review: Minimum graduation; minimum 3 years of banking experience in credit risk management, credit approvals, credit review, commercial banking or SME banking within a commercial bank. Preference for candidates with experience in independent credit review, portfolio monitoring, delegated credit approval, regulatory compliance and policy implementation. Strong knowledge of commercial and SME credit risk assessment and SBP Prudential Regulations. Strong analytical, investigative and report-writing skills. Proficiency in MS Office and MIS reporting tools.

• Credit Analyst: Minimum graduation; minimum 3 years of banking experience in commercial and/or SME banking on the business or risk side. Knowledge of credit and financial statement analysis, SME financing products, collaterals and security assessments, and SBP Prudential Regulations. Good interpersonal skills, business acumen and proficiency in MS Office.

• Processing Officer: Minimum graduation; minimum 2 years of banking experience with at least 1 year in a similar role or in a support function. Basic MS Office skills, good verbal and written communication, ability to multitask, good organization and time-management skills.

How to apply

Interested candidates must apply online at www.sidathyder.com.pk/careers and follow the online application instructions. Apply within the specified period from the date of publication. Only online applications submitted through the given portal will be accepted. Applications received after the due date will not be considered. Only shortlisted candidates will be called for test and/or panel interview(s). No TA/DA will be admissible for test or interview.

Important dates

• Publication date: 2026-10-11

• Application deadline: Apply online within 10 working days from the publication date. Closing date: 2026-10-23